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FactorQX

Max Drawdown Calculator

Paste an equity curve and compute the maximum drawdown — the largest percentage drop from a peak to a subsequent trough — plus the gain required to recover.

Calculator

Equity values in order, separated by commas, spaces, or new lines.

Maximum drawdown50.00%
Peak value120.00
Trough value60.00
Gain to recover100.00%

Formula

  • Drawdown at t = (Peak so far − Value at t) ÷ Peak so far
  • Max drawdown = the largest such drawdown over the series
  • Recovery gain required = MaxDD ÷ (1 − MaxDD)

How it works

Maximum drawdown measures the worst peak-to-trough decline an equity curve experienced. It captures the depth of the largest losing stretch — a key dimension of risk that average returns hide.

The recovery figure highlights an asymmetry that trips people up: a 50% drawdown requires a 100% gain to get back to even, because the gain is computed on the smaller, post-loss base.

This is a backward-looking statistic about the numbers you provide. It does not predict future drawdowns and is not advice.

Example use cases

50% drawdown

Curve 100, 120, 90, 110, 60, 80 → peak 120, trough 60, max drawdown 50%, recovery gain required 100%.

No drawdown

A rising curve 100, 110, 120 has 0% maximum drawdown.

Frequently asked questions

What format should the equity curve be in?+

A list of account/equity values in chronological order, separated by commas, spaces, or new lines — for example 100, 120, 90, 110.

Why is recovery harder than the drawdown itself?+

Because percentage gains and losses are not symmetric. After a 25% loss you need a 33% gain to recover; after 50% you need 100%. The deeper the drawdown, the disproportionately larger the required recovery.

Educational tool. This calculator performs arithmetic for learning and planning only. It is not investment advice, a trading signal, or a guarantee of any result. See our disclaimer.